The rail
Your money never stops here
Payamatik is built on Stripe Connect — the same infrastructure behind Shopify, Lyft, and Kickstarter payouts. When someone pays you, the money moves from their card or wallet through Stripe directly to your bank. Payamatik takes its fee in flight and holds nothing.
What that buys you
Bank-grade rails without the bank paperwork
Your own Stripe account
Onboarding creates your own Stripe account with a full Stripe Dashboard. You are the merchant of record: every charge settles directly on your account. Your identity, your bank link, your payout schedule. If you ever leave Payamatik, your payment history and account go with you.
No custody, no freeze risk from us
Platforms that pool customer money can freeze it. We can't — there's no Payamatik balance to freeze. Settlement runs Stripe-to-you on every single payment.
PCI & KYC handled
Card data goes to Stripe's certified checkout, never to us and never to you. Identity verification is Stripe's regulated onboarding — a few minutes, once.
Refunds & disputes on rails
Refunds flow back through the same route and print to your ledger automatically. Disputes run through Stripe's standard process with your evidence, not ours.